Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield (APY), you need to agree to keep your money with the financial institution for ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Since the end of 2022, there has been a trend of shorter-term CD rates being higher than longer-term CD rates, both for national averages and among high-yield CDs. While seeing CD rates around 4% can ...

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

CD Valet’s February analysis revealed that many competitive CD rates are holding strong at 4% and up, even amid volatile market conditions. While national averages are down, CD Valet also reports that ...

CD shoppers had a pretty sweet ride over the past two years. Now, that era's coming to a close. As of fall 2025, the Fed has already trimmed rates, and experts expect more cuts through 2026. Naturally ...

For the first time since July 2025 — and following three consecutive rate cuts — the Federal Reserve left rates unchanged on Jan. 28, their first meeting of 2026. But more rate cuts could be coming.

Discover how promotional CD rates offer higher returns to attract new deposits. Learn how banks and credit unions use these ...