Most drivers know they need car insurance, but fewer understand how it actually works in their state. That's especially true in the states with no-fault insurance. In these states, getting paid after ...

The upshot: Esurance's coverage was valid and exhausted, meaning the hospital's claims against Esurance were properly dismissed. But the court found that USAA had been wrongly let off the hook. The ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...