Imagine you're going for a walk, and trying to decide whether to take an umbrella. If there's a downpour outside, your decision is easy, but what if it's a light shower or misting rain? Your decision ...

When your washing machine breaks, how do you know whether to roll up your sleeves, work the phones to find a repair technician, or give in and swipe your Visa at the nearest appliance dealer? It’s a ...