Marc Santos is a Guides Staff Writer from the Philippines with a BA in Communication Arts and over six years of experience in writing gaming news and guides. He plays just about everything, from ...

My upstairs neighbor has never owned a credit card in his life. Cash and debit only -- and honestly, his finances are spotless because of it. Sure, he's missing out on purchase protections, building ...

Kristina Byas is contributor at Investopedia. As a personal finance expert, she has lent her insights and knowledge to numerous financial publications. Her articles have helped readers navigate the ...