In this clip, Brian Armstrong, CEO of Coinbase, breaks down key questions from CNBC on stablecoins, lending, and banking risk. He explains the difference between fractional-reserve banking (where banks loan out customer deposits) and stablecoins, which are designed to be fully reserved. He also makes the case that banks and crypto companies shouldn't be protected from competition, but should compete on transparency, risk, and value to consumers. This conversation goes to the heart of how money w
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