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Loan Without Collateral 💰 Criteria to borrow a loan against one's LIC life insurance policy are as follow: ▪️The individual should own an LIC life insurance policy. ▪️The policy should not be a term insurance policy or unit-linked insurance plan (ULIP). ▪️The policy should have acquired a surrender value. The individual should be a citizen of India. Benefits ▪️Low Interest Rate ▪️Not Much Documents Required Documents List ▪️Original policy document ▪️Proof of identity ▪️Proof of residence ▪️Pro
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